Here comes another season of the Big Brother drama and viewers worldwide continue to be held-bound by the slow (sometimes dramatic) psychological defeat of persons who seemed to be on the edge from the very start. It is quite easy to tune to the channel and view in utter dismay at the individuals who chose to get themselves into such a wary situation just for the sake of grabbing approval, acceptance prices and a lot more money. Why would they do such things?
Maybe they hardly realize what they are stepping into earlier on. Perhaps at the moment it seems like such a good idea so they jump at it. Or maybe the temptation is very high. But honestly, are we on the outside any different from these Big Brother Housemates?
Like a BB housemate, you may be sharing your life with some very unwanted partners that are beginning to take a toll on your life. In our case we’ll call them credit card debts, overdraft charges and late payment fees. It’s like they just came into your life and erected domicile. Now getting rid of them seems to be one hell of a problem. Oh, and there is no way to publicly vote them out.
Tell me how did they come in and why is it that you can not wipe them out? The answer to that question lies in the BB that seems to be lurking in your life’s background. And trust me, it’s not just some crazy nightmare, your temptations have simply had the better of you.
There are obviously cases where people have really gotten into difficult times and are currently dealing with debt and poverty challenges that are not of their making. Nevertheless, some others, who earn decently with hardly any challenges have slowly but surely slipped into more debt.
Maybe the attractive loan and credit card offers attracted you, or magazines that present the latest trends got you buying. Is it possible that those out-of-the box shopping tendencies or 15% discount offers were the only push you needed to buy you a free ticket into your own BB house with new live-in mates?
And I tell you, when these unwanted live-in mates of charges, debt and fees step in through the door they seem to be charged with monthly anti-eviction system. They just keep increasing their hold and go on to chop off your house and home without even giving you leave to use the diary room to cry.
How do you help such a situation?
Start by admitting that you are the one who invited them into your house in the first place and don’t deny that part of responsibility. This should help you get in charge. After this first step, make a firm decision that you want them out of your house and out of your life and that you will do whatever to get them out.
The fees and charges can be taken out by effecting a little organization and providing direct payment of debit that ensures that at least the minimum credit card payment is effected monthly. Maybe you will need to contact your bank to extend your overdraft; however, you will have to stay within the limits so as to avoid fees ensuing from overdrafts and this implies that you will have to be careful with your spending for a while until you get back in charge. Avoiding one or more £25 late payment fees every month should ease your stay in credit. Some debtors use these methods to get these unwanted house mates out of their houses after just a few months.
The challenge that seems a lot bigger is Loan and credit card debt. This requires some more work on your part, but if you stick to a good pay-off plan you may be able to clear of your debt within 1 or 2 years. The rapidity of the eradication depends much on how much focus you put in. Now, when these unwanted visitors have been evicted try inviting friendly face such as good investments, savings, good relationships and wealth. Is it not better to spend your time with such visitors?
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